What is the difference between an owner and a multi-user?

Owners are the primary account holder, with full access to their Spark Pay account. Users are secondary account holders who have limited access to the account. Users can perform transactions on the mobile app on behalf of the owner. Below is a list of actions owners and users can perform.

 Functionality

 Owners

 Users

 Attach/Modify Bank Accounts

X

 

 Customize Receipts

X

       X

 View Full Transaction History

X

 

 Manage Security Settings

X

 

 Download Reports

X

 

 Accept Credit Cards

X

X

 Process a Void or Refund

X

X

 Email Receipts

X

X

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