The multi-user feature provides two different access levels - owner and user. An owner (the merchant) can create and manage users within their Account tab in the Spark Pay dashboard. Users have limited access to the owner’s merchant account; they can accept payments on behalf of the owner/business, but are unable to make any changes to the account.
From the Spark Pay mobile application, users can process payments and initiate a void or refund. From the Web application, users can only view their transactions. Owner and user transactions are both deposited into the bank account attached to owner’s profile.